Liability Insurance in Bedale
Having the right liability insurance in place isn’t just smart, it’s essential when running a business. Whether you're a contractor on the road, a shopkeeper serving the local community, or managing multiple trades under one roof, the right policy helps protect your business from costly legal claims.
At Scanlan Insurance Brokers, we make liability cover simple and personal. With over 60 years of combined experience, we specialise in business insurance in Bedale that reflects how you actually operate. No hard sell, no jargon - just honest advice and local expertise.
Protect Your Business With the Right Liability Cover
Liability insurance protects you if someone makes a claim against your business. That could be a member of the public injured on your premises, a claim from a staff member, or a dispute over work you’ve carried out.
We offer:
- Public Liability Insurance: Covers claims if your work causes injury or property damage.
- Employers’ Liability Insurance: A legal requirement for businesses with staff.
- Professional Indemnity Insurance: Covers errors in advice, design, or consultancy work.
Who Needs Liability Insurance?
If your business interacts with the public, manages employees, or provides a service, then liability insurance is crucial. We regularly advise:
- Sole traders and small businesses
- Landlords and letting agents
- Builders, electricians, and plumbers
- Retailers, salons, and cafés
- Agricultural and rural trades
- Freelancers and consultants
Want more complete cover? Visit our Business Insurance page to see how we support small businesses and trades. All Services
Why Work With Scanlan Insurance Brokers?
We’re not a call centre or a faceless quote site. We're a family-run insurance broker in North Yorkshire, offering real advice and personalised service from our office in Bedale Hall.
What makes us different:
- Local brokers with 60+ years’ combined experience
- Authorised by the FCA, members of BIBA
- Access to 350+ insurers for competitive quotes
- Evening and weekend availability
- Face-to-face, phone, video, or email consultations
Frequently Asked Questions
Q. Do I need employers’ liability insurance?
A. Yes, if you have staff, this cover is legally required—even if they’re part-time or temporary.
Q. Is public liability insurance essential for self-employed trades?
A. Absolutely. If a client or member of the public is injured because of your work, you could be personally liable without it.
Q. Can you cover subcontractors?
A. Yes, but your policy must accurately define them as bona fide or labour-only. We’ll help you get it right.
Q. Are legal costs included?
A. Most policies cover legal defence costs. We’ll check the terms to ensure you're properly protected.
Speak to a Liability Insurance Broker in Bedale Today
We don’t just help you buy insurance - we help you understand it. Whether you’re starting a new venture or reviewing your current policy, we’ll make sure your business is protected properly.